BENEFITS
Part of our “Passion to Serve” means that we offer more than just a paycheck to our team members. The Ninety Nine is proud to offer one of the finest packages in the business.
Menu of Management Team Members Benefits
We offer three great PPO options through Blue Cross and Blue Shield of Tennessee (BCBST) – the choice is yours!
- All plans have both network and non network coverage.
- No referrals needed
- All plans have calendar year deductibles
- Calendar year out of pocket maximums
- Lifetime maximums of $1 million worth of coverage
There are 3 levels of coverage:
- Team member only
- Team member + one
- Team member + family
Base Plan – this is an excellent offering for those who would pay less weekly and still have a basic 80/20 medical coverage.
Buy Up Plan – this is an excellent offering for those that don’t mind paying a little more each week to have lower co pays, lower calendar year deductibles and lower calendar year out of pocket maximums than the base plan.
High Deductible – is a great offering for those who would rather pay less weekly and still have the comfort of having coverage when needed. This plan has higher calendar year deductibles and calendar year out of pocket maximums than the other two offerings.
Prescription Drug Benefits are included in all three medical plan options – MEDCO is the administrator of the prescription coverage for both the base and buy up plans. Caremark is the administrator of the prescription coverage for the high deductible plan. This is a 3 tiered co pay plan for generic, brand and non preferred drugs. There is both a 30 day retail and 90 day mail in option.
Dental – We offer two great PPO options through Delta Dental of Tennessee – the choice is yours!
- Both plans have both network and non network coverage.
- No referrals
- Both plans have calendar year deductibles
- Both plans have annual per person maximums
- Preventative care 100%
- Basic services 80%
- Major services 50%
There are 3 levels of coverage:
- Team member only
- Team member + one
- Team member + family
Base Plan – The annual per person maximum is $1000
Buy Up Plan – The annual per person maximum is $1500
Buy Up Plan only:
- Orthodontia services ( to age 24 – lifetime max $1500)
- TMJ (lifetime max $1500)
Vision – Vision coverage is provided through EyeMed. You are offered both Network and non network coverage
* Eye exams each plan year 100% paid after co pay in network.
- Eye glass frames once every 24 months
- lenses and contact lenses once each plan year
Life Insurance and AD&D Benefits and Short and Long Term Disability
This coverage provides financial protection for you and your family in the event of death or serious accident. (Provided by CIGNA group insurance)
- Basic Life – Team members are provided and automatically enrolled in basic life AD&D coverage for 1X your salary at no cost.
- Supplemental Life – you have the opportunity to purchase supplemental life insurance for yourself and your dependents at additional cost.
Disability (Short Term and Long Term)
Team members are provided with and automatically enrolled in short term and long term disability coverage at no cost.
Flexible Spending Accounts – two options administered by CERIDIAN.
- Healthcare
- Dependent Day Care
Retirement Planning - Fidelity Investments
- 401 K program – making it an easy way to save for the future
- Company match of $.50 on each dollar up to 3% of your contribution
- Vesting – 4 years of employment
Tuition Reimbursement
Vacations – your personal time away from work!
Team members with more than 4 years of service will have the option of cashing out a few days if they want.
- 1 week after 6 months of employment
- 2 weeks after 1 year
- 3 weeks after 5 years
- 4 weeks after 10 years
Other
- Employee Relief Fund – assisting our fellow team members in need
- Quarterly bonuses
- Management referral bonus
- Great training
- Stock Purchase Program
- Work Life Assistance Plan
- Competitive Salaries and growth opportunities
Menu of Hourly Team Members Benefits
Part time Benefits
- Mini Med – by SRC/Aetna – this is a plan for team members who are not eligible for our Hourly Medical program through Blue Cross and Blue Shield of Tennessee. This program offers immediate limited coverage.
Health and Dental Requirements – you must work an average of 25 hours per week and be employed with the company for at least 6 months.
We offer two great PPO options through Blue Cross and Blue Shield of Tennessee (BCBST) – the choice is yours!
- Both plans have both network and non network coverage.
- No referrals needed
- Both plans have calendar year deductibles
- Calendar year out of pocket maximums
- Lifetime maximums of $1 million worth of coverage
There are 3 levels of coverage:
- Team member only
- Team member + one
- Team member + family
Base Plan – this is an excellent offering for those who would pay less weekly and still have a basic 80/20 medical coverage.
Buy Up Plan – this is an excellent offering for those that don’t mind paying a little more each week to have lower co pays, lower calendar year deductibles and lower calendar year out of pocket maximums than the base plan.
Prescription Drug Benefits are included in both medical plan options – MEDCO is the administrator of the prescription coverage for both the base and buy up plans. This is a 3 tiered co pay plan for generic, brand and non preferred drugs. There is both a 30 day retail and 90 day mail in option.
Dental – We offer two great PPO options through Delta Dental of Tennessee – the choice is yours!
- Both plans have both network and non network coverage.
- No referrals
- Both plans have calendar year deductibles
- Both plans have annual per person maximums
- Preventative care 100%
- Basic services 80%
- Major services 50%
There are 3 levels of coverage:
- Team member only
- Team member + one
- Team member + family
Base Plan – The annual per person maximum is $1000
Buy Up Plan – The annual per person maximum is $1500
Buy Up Plan only:
- Orthodontia services ( to age 24 – lifetime max $1500)
- TMJ (lifetime max $1500)
Vision – Vision coverage is provided through EyeMed. You are offered both Network and non network coverage
* Eye exams each plan year 100% paid after co pay in network.
- Eye glass frames once every 24 months
- lenses and contact lenses once each plan year
Life Insurance - This coverage provides financial protection for you and your family in the event of death or serious accident. (Provided by CIGNA group insurance)
- Basic Life – Team members are automatically enrolled for $25,000 basic life insurance, at no cost to them, if they have chosen to participate in the BCBS of TN medical plan.
Retirement Planning - Fidelity Investments
- 401 K program – making it an easy way to save for the future
- Company match of $.50 on each dollar up to 3% of your contribution
- Vesting – 4 years of employment
Tuition Reimbursement
Vacation and Sick Time
Vacation:
- 1 week after 1 year of employment
- 2 weeks after 2 years of employment
- 3 weeks after 5 years of employment
- 4 weeks after 10 years of employment
Sick Pay – 3 days per calendar year for full time team members after 6 months of employment.
Other:
- Employee Relief fund – for our team members in need
- Commitment to promote from within
- Great training
- Referral Bonuses
- Stock Purchase program with company discount
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